Stop-Loss MGU Administration

Stop-loss administration,
reimagined.

Threshold replaces the patchwork of legacy tools and manual workflows with a single purpose-built platform — from RFP intake to carrier quote to bound case.

Request a Demo See Capabilities
195+
TPA Registry Entries
Zero-touch
RFP Intake
Multi-carrier
Quoting Engine
Full
Audit Trail
The Problem

Stop-loss admin wasn't built
for the way MGUs actually work.

Most MGUs still manage RFPs through a tangle of email threads, spreadsheets, and tools that were never designed to work together. Cases get lost. Census files get re-keyed by hand. Quoting takes days when it should take hours.

Compliance steps like OFAC screening happen — if they happen at all — as afterthoughts. Brokers get no visibility. Carriers wait. And underwriters spend more time managing information than making decisions.

There is a better way. It requires software built specifically for this workflow, from the ground up.

  • Manual RFP intake from email creates data entry bottlenecks and missed cases
  • Census files arrive in a dozen formats — zip, CSV, XLSX — and get re-keyed by hand
  • Disconnected carrier tools make multi-tier quoting slow and error-prone
  • No unified audit trail means compliance gaps and unclear accountability
Platform Capabilities

Everything your UW team needs.
Nothing they don't.

Threshold brings the full stop-loss workflow into a single platform — built for speed, compliance, and clarity at every step.

Zero-Touch RFP Intake
Brokers email RFPs directly. Threshold auto-parses the submission, creates the case, and routes it — no manual entry required.
Automated Census Extraction
ZIP, CSV, and XLSX census files are parsed automatically — member data extracted, validated, and structured without manual re-keying.
Multi-Carrier Quoting
Build N-tier network blends and generate quotes across multiple carriers from a single workflow — no toggling between systems.
OFAC Sanctions Screening
Every case is automatically screened against OFAC sanctions lists as part of the standard intake flow — compliance built in, not bolted on.
Network Heat Maps & PPO Analysis
Visualize network density and model PPO savings across geographies — giving underwriters the data to make better network decisions faster.
Carrier, Broker & Vendor Portals
Dedicated portals give each stakeholder role-appropriate visibility and access — no more status calls, no more email chains asking "where are we?"
UW Workflow & Codex
A full underwriting workflow with decision codex — every action logged, every decision traceable, every case fully auditable from intake to bind.
Document Security & Reference Library
Centralized, permission-controlled document management with a built-in reference library — secure access for the right people at the right time.
How It Works

From RFP to quote in three steps.

Threshold is designed around the actual stop-loss workflow — not a generic CRM retrofitted for insurance.

1
Broker Submits RFP
The broker emails the RFP — including census attachments in any format. Threshold receives the submission, extracts all data, and creates the case automatically. No portal login required from the broker.
2
System Parses & Routes
Census data is extracted and validated. The case is OFAC-screened, enriched with TPA registry data, and routed to the right underwriter — ready to quote within minutes of submission.
3
UW Reviews & Quotes
The underwriter opens a fully-structured case: network heat maps loaded, carrier templates populated, audit trail started. Multi-carrier quotes are built and delivered — all inside Threshold.

Ready to see Threshold in action?

We're working with a select group of MGUs to deploy Threshold. If you're running stop-loss administration on spreadsheets and stitched-together tools, let's talk.

Request a Demo — rfp@thresholdsl.com